Modular Home Construction

Modular Homes have been around since the early 1900s.  The first company to offer them to the consumer was Sears Roebuck Company - they called them Sears Modern Homes, and they were sold through their catalog.  They were much simpler than what we have available to use today.

So what is a Modular Home anyway?  A modular home is one that is not constructed on your property.  It is built in a factory and then delivered to the job site.  Other common names for a modular home include factory-built, off-site construction, and systems-built homes.  Even though they are built off-site, they are built to the same specifications for local and state codes as a site-built home would be.  This is important to know when you are applying for a home later.

Advantages of Manufactured and Modular Homes over Site-Built Homes

  • No weather delays in the constrution process
  • No mold or mildew from high moisture content in the lumber
  • Less likely to have material theft on the job site, since materials are not sitting around for long lengths of time
  • Less coordination and logistics issues that arise when you have multiple vendors providing products to the home
  • No inspection delays or rework needed because of failed inspections
  • Home is ready to be lived in quicker than a site-built house.

 Modular Home FACTS

  • Modular Homes appraise just like site-built homes
  • Unlike manufactured homes, they do not depreciate in value.  The market affects the value of a modular home, just like it does a site-built home.  They can even gain in value if you keep these points in mind...
    • You also own the land that the home is on
    • You maintain the home and keep up with repairs, as needed
    • The structure is attached to a foundation
    • You update the home with additions or attached garages
  • They can be customized.
  • They can be various styles including ranch, cape cod, two-story, multiple stories, apartments, condos, townhomes, and additions.
  • Modular homes are considered permanent structures and "real property."
  • Foundation type options: crawlspace, basement and piers.
  • They are considered a form of "Green Building"
  • They are inspected during each phase of the construction process at the plant by 3rd party inspectors
  • Faster to build than site-built homes.
  • Home loans work the same as they do for site-built homes.  When they are financed as "real property," you can get VA, FHA, USDA, and conventional financing for up to 30 years, just like you can with a site-built home.
  • Insurance and Taxes are handled the same as with site-built homes
  • They offer many personalized features from countertop types to cabinet styles and plumbing fixtures - just ask!
  • Can be built to accommodate accessible living
  • Typically heavier than site-built homes due to extra materials used for delivery

Are Manufactured Homes Safe?

Absolutely!  Any manufactured home built after 1994 must meet the same HUD safety standards as a site-built home must meet.  That means their quality, strength, and fire/wind resistant requirements are the same.  And they often meet higher code standards than a site-built home.  You can feel peace of mind for your family when purchasing a modern manufactured home.

Are Manufactured Homes Tacky?

Any home can be run down and look bad if it is poorly maintained.  This is true of site-built homes too.  Keeping your home maintained nicely and adding upgrades can give it an upscale look.  There area now even luxurious manufactured home communities with beautiful pools, views, and famous residents.  Don't let previous misconceptions keep you from owning the home of your dreams!

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